Voluntary Benefits
Voluntary benefits can help protect you and your family from life’s unexpected events. You pay for these plans through convenient payroll deductions.
| Benefit | Accident | Hospital Indemnity | Critical Illness | Identity Protection |
|---|---|---|---|---|
| What It Helps With | Covered accidental injuries and related expenses | Hospital stays for covered illnesses or injuries | Serious health conditions | Identity theft and fraud related expenses |
| How It Pays | Cash benefit based on injury and treatment | Cash benefit based on hospital confinement | Lump-sum payment upon diagnosis | Reimbursement for eligible expenses and services |
| Who Can Enroll | You, spouse and dependent children | You, spouse and dependent children | You, spouse, children coverage included in employee | You and your family |
| Coverage Amounts | Varies – see applicable overview in Key Resources | $1000+ per stay – see applicable overview in Key Resources | $10,000 – $30,000 | Self & Family options |
The Accident policy provides a fixed payment that can help mitigate out-of-pocket costs that occur after an accidental injury. An unexpected accident may require a variety of treatments, tests, therapies and other services to assist in your recovery. Each of these services typically results in extra out-of-pocket costs beyond what your medical plan may cover. Payments are made directly to you and may be used in any manner that assists you.
| Monthly Premium | |
|---|---|
| Employee Only | $6.72 |
| Employee & Spouse | $10.70 |
| Employee & Child(ren) | $12.78 |
| Employee & Family | $16.66 |
The Hospital Indemnity policy provides you with payments when you are admitted to the hospital and when you are confined to a hospital due to an accident or illness. Payments are made directly to you and may be used to help pay for medical plan deductibles, copays, out-of-pocket hotel stays, for your family’s everyday living expenses or whatever else you need help with while recuperating.
|
Low Plan Monthly Premium |
High Plan Monthly Premium |
|
|---|---|---|
| Employee Only | $11.54 | $20.86 |
| Employee & Spouse | $22.80 | $33.82 |
| Employee & Child(ren) | $22.80 | $33.82 |
| Employee & Family | $33.04 | $48.76 |
The Critical Illness policy pays a lump sum upon diagnosis of a covered health condition, such as cancer, heart attack or stroke. Payments are made directly to you to be used any way you see fit and provide extra financial support for extra medical and daily living expenses. This payment supplements any other insurance coverage you may have. Coverage amounts: $10,000, $20,000 or $30,000 for employee and spouse. Child(ren) are covered at 100% of employee’s coverage and are included in the employee’s premium. Spouse premium is based on spouse’s age.
| Age |
Monthly Rate per $1,000 |
$10,000 | $20,000 | $30,000 |
|---|---|---|---|---|
| <25 | $0.13 | $1.30 | $2.60 | $3.90 |
| 25 - 29 | $0.15 | $1.50 | $3.00 | $4.50 |
| 30 - 34 | $0.24 | $2.40 | $4.80 | $7.20 |
| 35 - 39 | $0.38 | $3.80 | $7.60 | $11.40 |
| 40 - 44 | $0.64 | $6.40 | $12.80 | $19.20 |
| 45 - 49 | $1.02 | $10.20 | $20.40 | $30.60 |
| 50 - 54 | $1.54 | $15.40 | $30.80 | $46.20 |
| 55 - 59 | $2.22 | $22.20 | $44.40 | $66.60 |
| 60 - 64 | $3.25 | $32.50 | $65.00 | $97.50 |
| 65 - 69 | $4.99 | $49.90 | $99.80 | $149.70 |
| 70+ | $7.59 | $75.90 | $151.80 | $227.70 |
Identity theft is at an all-time high and can be devastating for your financial health if you become a victim. That is why Forvis Mazars has chosen Allstate as our provider for Identity Theft Protection. Allstate offers one of the most advanced identity monitoring systems in the employee benefits space. If you become a victim of ID Theft or fraud, highly-trained, U.S. based assistance is available 24/7. Allstate’s platform allows enrollees to see their data and where it may be exposed.
| Monthly Premium | |
|---|---|
| Self Only | $9.50 |
|
Family (all household members) |
$18.50 |
Easy
Enrollment
Enroll during Open Enrollment or within 30 days of a qualifying life event.
Convenient Payroll
Deductions
Premiums are automatically deducted from your paycheck.
Additional Peace
Of Mind
Choose the coverage that’s right for you and your family.
